PRIVACY POLICY

What Information We Collect From You
We collect various types of personal information about you during the normal course of offering and providing real estate and/or mortgage services. This includes but is not limited to: Information you provide in order to purchase a home and/or obtain a home loan including your name, phone number, address, social security number, email address, employer's name and address, income, assets, liabilities, and answers to questions of both personal and financial matters; communications from you regarding your loan(s) such as a change of employment; information obtained from third parties such as consumer reporting agencies or credit bureaus, employers, depository institutions and others, that we use to evaluate a loan application; information that we may gather in compliance with certain laws and regulations, such as the Home Mortgage Disclosure Act.

Sharing of the Information Gathered on This Site
We are the sole owner of the information collected on this site. However, in order to process your loan we must share some of the information with certain third parties. These third parties include: appraisal companies, credit agencies, lenders, mortgage insurance companies, title and escrow companies.

What Cookies Are and How They Are Used
A cookie is a small amount of data that is sent to your browser from a web server and stored on your computer's hard drive. Our site has programs that use cookies to maintain session information to remember who you are as you go from page to page. To protect your privacy we do not use cookies to store or transmit any personal information about you on the Internet.

External Links
This site contains external links (links to other sites). We are not responsible for the privacy practices or the content of such web sites.

If you have any questions about this privacy statement, the practices of this site, or your dealings with this web site, please contact us.

Updating or Deleting Your Information, Including Demographic and Profile Data
You may update or delete your information at any time prior to completing an online data form. Once your online form is completed and submitted, you will not be able to change any of the information online. You will need to contact us via email, phone or postal mail to request that we update or delete your information.

Demographic and Profile Data
We may share certain aggregated demographic and profile data with government agencies. We also collect certain data (including your IP address) about your visit to our web site in our log files to enable us analyze site traffic and gather broad demographic data. The data in our log files are not linked to personally identifiable information.

Miscellaneous

We cannot ensure that your private communications and other personal information will not be disclosed to third parties. By way of example, without limiting the foregoing, we may be forced to disclose information to the government under certain circumstances, or third parties may unlawfully intercept or access transmissions or private communications.

Material Connection Disclosure

You should assume that there is an affiliate relationship, ownership interest and/or other material connection to the any of the providers of goods and services mentioned throughout this site or through any email offers that may be sent to you after you’ve opted into our email list from Aweber from our autoresponder and follow-up emails. This means that the owner of this blog is either directly or indirectly compensated when you purchase either a product or service-either directly from John Mazzara,one of his companys, from an affiliate link on this site or in an email or if you click on other ads, such as google provided ads-called google adsense.

You May Direct Any Concerns to:

John Mazzara 952-929-2577 john@johnmazzara.com




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Disclaimer:

This Website-www.stpaulhomes.net is owned and operated by Venture Development-a Minnesota Mortgage broker providing mortgage loan financing. We are a private company and not a government agency or the federal government. Begin your online mortgage application for a Minnesota home loan at http://www.VentureLoanApp.com

John Mazzara is a licensed Realtor and is affiliated with RE/MAX Associates Plus, 7300 France Ave S, Suite 410, Edina, MN 55435. Each RE/MAX office is independently owned and operated. John has sold homes since 1986 in Edina and throughout the entire Minneapolis/St. Paul Metro area. We have a lot of relocation resources for relocating to MN. Search for Minnesota Homes via our online MLS search at http://www.minneapolisstpaulhomes.com/ or by phone at 952-929-2577. BBB
NMLS # John Mazzara - 332556, Patti Mazzara- 333279 Venture Development State Of MN Originator License #20183304